Smart Lending Solutions, Backed by Experience and Trusted Local Expertise
Buying your first home, refinancing your mortgage, or growing your investment portfolio can feel overwhelming. At Counties Home Loans, we make the process simple, stress-free, and tailored to your needs.
With more than 20 years of experience in Franklin and Pukekohe, our mortgage advisers offer clear, practical advice — helping you secure the right home loan solution with confidence.
Franklin is our home too — and we’re proud to help families and investors across New Zealand reach their home-ownership goals with honesty, clarity, and care.
Getting a home loan doesn’t have to feel overwhelming. At Counties Home Loans, we cut through the jargon and guide you through every step.
Based in Pukekohe, Franklin and working with clients nationwide, our experienced mortgage advisers help first-home buyers, refinancers, and investors secure the right lending solution with confidence. We see more than numbers – we see you and your goals.
What We Do
Lending Solutions for Every Stage of the Property Journey
New Loans for
First Home Buyers
We make the home-buying experience simple and stress-free – guiding you from pre-approval to settlement so you can get the keys to your first home with confidence.
Home Loan
Refixing & Refinancing
We’ll review your current mortgage, explore better rates and structures, and handle the paperwork for you – helping you save money and simplify repayments.
Buying an
Investment Property
From leveraging equity to structuring loans for growth, we help investors make smart decisions that build long-term wealth – anywhere in New Zealand.
Trusted by Home Buyers, Homeowners, and Investors
Across Franklin and Beyond
Ian du Plessis, Auckland
Position
“Geoff is a superb business man who goes above and beyond to ensure a great customer experience. He is a quick, accurate no fuss operator who gets it done. Highly recommendable. Thanks Geoff for the great work.”
Ian du Plessis, Auckland
Position
“Geoff is a superb business man who goes above and beyond to ensure a great customer experience. He is a quick, accurate no fuss operator who gets it done. Highly recommendable. Thanks Geoff for the great work.”
Local Roots.
Nationwide Reach.
Genuine People.
Counties Home Loans is led by Geoff and Hannah Wilton, supported by a team who understand that a mortgage is more than just numbers – it’s about helping people get ahead. For over 20 years we’ve guided clients in Franklin and throughout New Zealand through the ups and downs of buying a property.
We’re practical, approachable, and always on your side. By working with multiple banks and lenders, we handle the legwork so you don’t have to – making your home loan journey as simple and stress-free as possible.
Not sure who you need to talk to?
You can always reach us via our Contact page or pick up the phone. We’re here to help.
News & Advice
Insights, Tips, and Straightforward
Mortgage Advice from Counties Home Loans
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